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Se presentaran las funciones y propiedades básicas del dinero en relación con las personas, las instituciones financieras y la economía. Se descubrirá cómo la buena administración de las finanzas personales, incluyendo el establecimiento de metas y la elaboración de un presupuesto, pueden ayudar a los universitarios a vivir dentro de sus posibilidades y obtener el máximo provecho del dinero que tienen. (Por: Jeffry Valentín Mari, Ph.D. Departamento de Economía / Centro de Educación Económica y Financiera UPRM)

Objetivos

Los estudiantes estarán en condiciones de:

  1. Explicar cómo los recursos financieros limitados afectan las opciones que las personas eligen.
  2. Identificar qué ganan y qué sacrifican cuando eligen opciones.
  3. Tomar decisiones eficaces como consumidores, productores, ahorradores, e inversionistas.
  4. Comprender qué factores determinan el poder adquisitivo del dinero para tomar mejores como ciudadanos participativos en una economía.
  5. Preparar un plan presupuestario.

Estandares en educacion

A. economía

Council for Economic Education and the National Association of Economics Educators and the Foundation for Teaching Economics , Voluntary National Content Standards in Economics (1997): (External Link)

  • Estándar 1: Los recursos productivos son limitados. Por lo tanto, la gente no puede tener todos los bienes y servicios que desea; en consecuencia, deben elegir algunas cosas y renunciar a otras.
  • Estándar 2: La toma de decisiones eficaz requiere comparar los costos adicionales de las alternativas con los beneficios adicionales. La mayoría de las opciones tienen que ver con hacer un poco más o un poco menos de algo; pocas opciones son decisiones de todo o nada.
  • Estándar 11: El dinero facilita las transacciones, los préstamos, los ahorros, las inversiones y la comparación de valores de bienes y servicios.

B. finanzas personales

JumpStart Coalition for Personal Financial Literacy, National Standards in Personal Finance (2007): (External Link)

  • Responsabilidad Financiera y Toma de Decisiones: La gente elige porque tiene recursos financieros limitados y no puede tener todo lo que quiere. Un primer paso para obtener los objetivos financieros es identificar las necesidades y los deseos y clasificarlos en orden de importancia. Un proceso de toma de decisiones puede ayudar a las personas a tomar decisiones financieras. Las decisiones financieras de las personas tienen beneficios, costos y consecuencias futuras.
  • Planificación y Administración del Dinero: Un presupuesto es un plan para generar y ahorrar ingresos. Un presupuesto identifica los ingresos y gastos previstos, incluidos los ahorros, y sirve como guía para ayudar a las personas a vivir según sus ingresos. Un plan financiero personal debe incluir los siguientes componentes: objetivos financieros, una planilla de valor neto, un registro de ingresos y gastos, un plan de seguro, un plan de ahorro e inversión y un presupuesto.

Materiales

  • Transparencias y/o visuales en power point
  • Copia de los materiales didácticos a utilizar

Procedimiento

Paso 1.- Utilice las preguntas que se presentan a continuación, para que los estudiantes piensen cuáles son las funciones y propiedades básicas del dinero. Utilizar el Visual 1.

Questions & Answers

find the 15th term of the geometric sequince whose first is 18 and last term of 387
Jerwin Reply
The given of f(x=x-2. then what is the value of this f(3) 5f(x+1)
virgelyn Reply
hmm well what is the answer
Abhi
how do they get the third part x = (32)5/4
kinnecy Reply
can someone help me with some logarithmic and exponential equations.
Jeffrey Reply
sure. what is your question?
ninjadapaul
20/(×-6^2)
Salomon
okay, so you have 6 raised to the power of 2. what is that part of your answer
ninjadapaul
I don't understand what the A with approx sign and the boxed x mean
ninjadapaul
it think it's written 20/(X-6)^2 so it's 20 divided by X-6 squared
Salomon
I'm not sure why it wrote it the other way
Salomon
I got X =-6
Salomon
ok. so take the square root of both sides, now you have plus or minus the square root of 20= x-6
ninjadapaul
oops. ignore that.
ninjadapaul
so you not have an equal sign anywhere in the original equation?
ninjadapaul
hmm
Abhi
is it a question of log
Abhi
🤔.
Abhi
Commplementary angles
Idrissa Reply
hello
Sherica
im all ears I need to learn
Sherica
right! what he said ⤴⤴⤴
Tamia
hii
Uday
what is a good calculator for all algebra; would a Casio fx 260 work with all algebra equations? please name the cheapest, thanks.
Kevin Reply
a perfect square v²+2v+_
Dearan Reply
kkk nice
Abdirahman Reply
algebra 2 Inequalities:If equation 2 = 0 it is an open set?
Kim Reply
or infinite solutions?
Kim
The answer is neither. The function, 2 = 0 cannot exist. Hence, the function is undefined.
Al
y=10×
Embra Reply
if |A| not equal to 0 and order of A is n prove that adj (adj A = |A|
Nancy Reply
rolling four fair dice and getting an even number an all four dice
ramon Reply
Kristine 2*2*2=8
Bridget Reply
Differences Between Laspeyres and Paasche Indices
Emedobi Reply
No. 7x -4y is simplified from 4x + (3y + 3x) -7y
Mary Reply
how do you translate this in Algebraic Expressions
linda Reply
Need to simplify the expresin. 3/7 (x+y)-1/7 (x-1)=
Crystal Reply
. After 3 months on a diet, Lisa had lost 12% of her original weight. She lost 21 pounds. What was Lisa's original weight?
Chris Reply
what's the easiest and fastest way to the synthesize AgNP?
Damian Reply
China
Cied
types of nano material
abeetha Reply
I start with an easy one. carbon nanotubes woven into a long filament like a string
Porter
many many of nanotubes
Porter
what is the k.e before it land
Yasmin
what is the function of carbon nanotubes?
Cesar
I'm interested in nanotube
Uday
what is nanomaterials​ and their applications of sensors.
Ramkumar Reply
what is nano technology
Sravani Reply
what is system testing?
AMJAD
preparation of nanomaterial
Victor Reply
Yes, Nanotechnology has a very fast field of applications and their is always something new to do with it...
Himanshu Reply
good afternoon madam
AMJAD
what is system testing
AMJAD
what is the application of nanotechnology?
Stotaw
In this morden time nanotechnology used in many field . 1-Electronics-manufacturad IC ,RAM,MRAM,solar panel etc 2-Helth and Medical-Nanomedicine,Drug Dilivery for cancer treatment etc 3- Atomobile -MEMS, Coating on car etc. and may other field for details you can check at Google
Azam
anybody can imagine what will be happen after 100 years from now in nano tech world
Prasenjit
after 100 year this will be not nanotechnology maybe this technology name will be change . maybe aftet 100 year . we work on electron lable practically about its properties and behaviour by the different instruments
Azam
name doesn't matter , whatever it will be change... I'm taking about effect on circumstances of the microscopic world
Prasenjit
how hard could it be to apply nanotechnology against viral infections such HIV or Ebola?
Damian
silver nanoparticles could handle the job?
Damian
not now but maybe in future only AgNP maybe any other nanomaterials
Azam
Hello
Uday
I'm interested in Nanotube
Uday
this technology will not going on for the long time , so I'm thinking about femtotechnology 10^-15
Prasenjit
can nanotechnology change the direction of the face of the world
Prasenjit Reply
At high concentrations (>0.01 M), the relation between absorptivity coefficient and absorbance is no longer linear. This is due to the electrostatic interactions between the quantum dots in close proximity. If the concentration of the solution is high, another effect that is seen is the scattering of light from the large number of quantum dots. This assumption only works at low concentrations of the analyte. Presence of stray light.
Ali Reply
the Beer law works very well for dilute solutions but fails for very high concentrations. why?
bamidele Reply
how did you get the value of 2000N.What calculations are needed to arrive at it
Smarajit Reply
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Source:  OpenStax, Civis project - uprm. OpenStax CNX. Nov 20, 2013 Download for free at http://cnx.org/content/col11359/1.4
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